Insurance and Payment

Creative Development currently accepts:

  • Blue Cross Blue Shield including Anthem, Empire Blue Cross/ Blue Shield, Unicare
  • Aetna
  • Cigna
  • United Health Care (currently out of network for Oxford, please check out of network coverage)
  • Connecticare
  • Harvard Pilgrim
  • Husky
  • Private Pay
  • Invoices provided to parents for submission to/reimbursement from insurances other than those listed above.
  • School contracts
  • Grant funded services
  • DDS/DCF funded services


Insurance coverage is not a guarantee of payment- It is ultimately the parents/caregivers responsibility to know their insurance coverage.There are times when insurance states OT/PT/Speech therapy coverage however, the insurance company may deny coverage at anytime and therefore deny payment. When this occurs the client is responsible for payment of all therapy services. The Creative Development Team will be happy to assist with this process in anyway possible.

Creative Development CT 2015